Apache-2.0🇺🇸United StatesGeneral practice
Produces structured, citation-backed summaries of tax returns (Form 1040, schedules, W-2s, 1099s) for divorce, personal injury, and bankruptcy litigation. Extracts income sources, deductions, credits, and flags anomalies. Use when summarizing tax returns, analyzing financial discovery, assessing earning capacity, reviewing 1040s, or preparing financial profiles for litigation.
Apache-2.0🇺🇸United StatesTmt
Generates executive-level summaries of recent US telecommunications law developments covering spectrum rights, network access, privacy, infrastructure, and enforcement. Structures analysis by topic with compliance deadlines and business impact. Use when briefing counsel, regulatory teams, or executives on FCC rulemakings, net neutrality, CPNI, 5G deployment, robocall enforcement, or the broader telecom legal landscape.
Apache-2.0🇺🇸United StatesHealthcare
Implements telehealth privacy compliance covering HIPAA requirements for virtual care, state licensing and recording consent laws, platform security with BAA requirements for telehealth vendors, cross-state prescribing rules, and OCR enforcement discretion during public health emergencies. Keywords: telehealth privacy, virtual care, HIPAA, recording consent, platform BAA, cross-state licensing, OCR enforcement.
Apache-2.0🇺🇸United StatesHealthcare
Drafts dual-purpose telemedicine consent and policy documents covering informed consent, HIPAA privacy architecture, prescribing limitations, clinical scope boundaries, and patient acknowledgment sections. Addresses federal and state telehealth regulations, DEA controlled substance rules, and Interstate Medical Licensure Compact requirements. Use when drafting telehealth consent forms, telemedicine informed consent, remote patient monitoring agreements, virtual care policies, RPM consent documents, or store-and-forward authorization forms.
Apache-2.0🇺🇸United StatesReal estate
Drafts a U.S. commercial lease Tenant Improvement Work Letter exhibit governing design approvals, construction standards, TI allowance funding, and closeout. Use when drafting or revising a work letter, tenant improvement allowance terms, build-out procedures, or a lease exhibit for tenant improvements. Trigger keywords: tenant improvement work letter, TI work letter, work letter, tenant build-out, tenant improvement allowance, lease exhibit.
Apache-2.0🇺🇸United StatesFinance
Drafts U.S. corporate finance term loan agreements covering economic terms, covenants, collateral, events of default, and enforcement mechanics. Trigger when the user requests a term loan agreement, commercial loan, senior secured facility, SOFR-based loan, amortization schedule, covenant package, or bilateral loan documentation.
Apache-2.0🇺🇸United StatesContracts
Drafts enforceable U.S. Terms of Service agreements for websites, apps, platforms, and SaaS with acceptance mechanics, liability limits, dispute resolution, IP/content rules, and privacy hooks. Use when asked to draft "terms of service", "terms of use", "TOS", "user agreement", "platform terms", "website terms", "app terms", or "SaaS terms".
MIT🇺🇸United StatesConsumer
Use when defending a Texas consumer against a debt-collection lawsuit (debt buyer or collection agency, in a Justice Court debt-claim case, a County Court at Law, or a District Court). Triggers: "sued by a debt collector in Texas", "debt buyer sued me Texas", "Texas statute of limitations on credit card debt", "time-barred debt Texas", "Texas Debt Collection Act", "TDCA violation", "DTPA debt collector", "answer a debt-claim case Texas", "JP court debt claim", "sworn account Texas", "verified denial Rule 185", "surety bond debt collector Texas", "can they garnish my wages in Texas", "Monday rule answer Texas". Covers the federal FDCPA / Regulation F / FCRA layer, the Texas Debt Collection Act (Tex. Fin. Code Ch. 392; § 392.404 DTPA tie-in; § 392.101 surety bond), the DTPA (Ch. 17), limitations, sworn account (TRCP 185 / verified denial TRCP 93(10)), chain-of-title / standing and debt-buyer evidence foundation (TRE 803(6) / 902(10)), discovery, exemptions and the wage-garnishment bar, and CPRC Ch. 38.
MIT🇺🇸United StatesReal estate
Texas title examination for residential and commercial real estate. Analyzes commitments, recorded instruments, surveys, HOA docs, and searches. Outputs DRAFT title opinion letters, requirements checklists, and exception cures for attorney review.
TRIGGERS: Title commitment uploads, title report analysis, Schedule B exceptions, title opinion requests, Texas homestead/community property/mineral questions, clearing title for closing, title insurance documents.
Use this skill whenever someone uploads a title commitment PDF, asks about Schedule B exceptions, wants a title opinion drafted, asks about Texas homestead or community property rules, needs help clearing title for a closing, or asks questions like "what does exception #3 mean?" or "I just got a commitment from [title company], can you look at it?" or "review this title package." Also trigger on any mention of Texas title insurance forms (T-1, T-7, T-19, T-47), lender endorsements, or clearing title requirements.
COVERS: Residential, commercial, minerals/royalties, TX title forms (T-1, T-7, T-19), lender endorsements.
Apache-2.0🇺🇸United StatesFinance
Drafts U.S. consumer loan agreements with integrated Truth in Lending (TILA/Reg Z) disclosures, including disclosure-box construction, APR and finance-charge calculations, payment schedule formatting, prepayment/default/enforcement clauses, co-signer notices, and state-law overlays. Produces an execution-ready contract and disclosure package. Trigger keywords: consumer loan agreement, TILA, Regulation Z, Truth in Lending, APR disclosure, finance charge, loan contract drafting, closed-end credit, Reg Z disclosure box.
Apache-2.0🇺🇸United StatesInsurance
Drafts time-limited policy-limits demand letters that create an opportunity-to-settle record for third-party bad faith exposure. Use when the user mentions time-limited demand, policy limits demand, bad faith notice, Stowers demand, civil remedy notice, failure to settle demand, excess exposure letter, insurer settlement opportunity, or needs help with acceptance mechanics for a policy-limits offer. Also trigger for Georgia O.C.G.A. § 9-11-67.1 compliance, Florida statutory bad faith prerequisites, or documenting insurer refusal to settle.